3 Tips for Flood-Proofing Your Business
Sump pumps are useful for small floods or areas of your building, like basements, that frequently experience flooding.
Flood Proofing Techniques
The damage that can occur to your business from flooding is no small matter. In fact, the National Flood Insurance Program claims that approximately 25 percent of businesses that have to close after a flood occurs never reopen their doors. For this reason, it is important you take measures to protect your company’s building against flooding if there is any risk of a storm or flood in Lemay, MO. While a water damage cleanup company can help restore your building to its original condition, it is important you are proactive in protecting your building and reducing costs ahead of time. Here are three useful tips for reducing flood damage to your business’ building.
1. Install a Sump Pump
Sump pumps are useful for small floods or areas of your building, like basements, that frequently experience flooding. They even make models with a backup battery in case storm damage causes the power to go out. They allow water to flow through the building and provide an outlet for it instead of allowing water to pool around the building and cause immense pressure.
2. Store All Important Items High Up
If you are in areas where flooding occurs often or have heard a flood might be on its way, make sure all important documents and electronics are on the top floor or at least raise them 18 inches off the ground. You can install shelves ahead of time to make this easier. The worse flood damage occurs to lower floors and basements.
3. Invest in Flood-Resistant Materials
For frequent floods, you should use flood-resistant materials that can handle being in contact with water for up to three days. If it is too costly to use these materials everywhere, at least make sure the bottom floor and basement use them.
Flood damage can ruin your company’s building and put you in a bad spot financially. Make sure you are prepared for the worst by trying out these flood-proofing techniques!
Tips When Dealing With Smoke Damage Insurance
Commercial fire damage in Oakville, MO.
When Dealing With Smoke Damage Insurance, Here Are Some Pointers Every commercial building owner needs to have insurance in the event of a disaster. Smoke damage could force your business to shut down operations. Even if you need to close for just a week, it could be enough for you to lose out on significant revenue. A thorough insurance policy can help tremendously with smoke cleaning costs and other essential expenses, and here are some tips for making sure you can have peace of mind in the event a fire ever occurs on your property in Oakville, MO.
1. Make Sure Your Insurance Covers Fires
All insurance policies are different. You need to make sure your specific policy covers fire damage. If you are presently unsure of what your policy covers, then you need to contact your agent to double-check. In the event you do not have any insurance that covers property damage, then you need to add it to your policy posthaste.
2. Be Detailed With Damage Documentation
A fire of any size will most likely cause some amount of smoke damage around the property. This documentation should include:
- Location of damage
- Overall condition of the building
- Description of damaged items
- Date damage occurred
- Any injuries involved
You will need to provide all these details within a certain amount of time, so do it as quickly as possible. Make sure to take plenty of photographs as evidence.
3. Pay Professional Cleaning Experts
Another thing to take care of right after a fire to handle soot damage is to hire a professional remediation service. Without an expert, more damage could occur, and your insurance may not cover damage that technically occurs further down the line. Ultimately, you should pay for the cleaning service, and have your insurance agency reimburse you later.
You may not be able to prevent every fire, but you can increase your chances of recovering more successfully. Having a thorough insurance policy will be a major asset if you ever need to pay for smoke damage repairs.
3 Excellent Tips for Preventing Frozen Pipes
Turn off the main water valve.
Stop Your Pipes From Freezing
Frozen pipes can end up being a serious disaster in your commercial building in Mehlville, MO. The pipe can end up bursting, spilling water everywhere and requiring immediate water line repair. Stop your pipes from freezing by following a few key tips that can potentially save you from disaster.
1. Turn on the Thermostat
The employees in the building will likely ask you to turn up the thermostat during the winter anyway, but you should consider having it running even when no one is in the office. The extra heat may be enough to stop the pipes from becoming frozen entirely. You need to ensure heat is allowed to disperse evenly, so open all interior and cabinet doors that may prevent heat from reaching certain pipes.
2. Acquire a Space Heater
Space heaters are normally used to keep you warm when you do not want to use your building’s heater. However, when the goal is preventing frozen pipes, you want to aim the heater toward pipes. Another way to stop pipes from freezing is to install a heating cable.
3. Turn Off the Main Water Valve
In the event people are going to be away from the office for a while, such as on holiday vacations, you do not want to come back to a flooded office. Therefore, it can be good to turn off the main water valve. The pipes may still freeze, but if they do, then the damage will be limited to the water left behind in the pipes.
These are a few of the things you can do to stop frozen pipes and flooding in your commercial building in Mehlville, MO. In the event your building has already flooded, then you need to get in touch with a professional water damage cleanup crew to handle the damage. At the end of the day, you should remember the old saying, “An ounce of prevention is worth a pound of cure.”
What Causes a Toilet to Leak When Flushing?
A leaking toilet in Lemay, MO.
When you purchase a toilet in Lemay, MO, you expect it to last for years without giving it much thought. Then one day, you start noticing a bit of a leak around the floor and you may get upset and not know what to do about it. There are a few things you can check to discover the cause of a leaking toilet.
What to Check When Your Toilet Leaks
- Tighten the closet bolts holding the toilet to the floor
- If water still leaks out, you may need a new wax ring
- Inspect the bowl and base for cracks, even hairline could leak
Over time the closet bolts (white porcelain covered bolts at base of toilet) can work loose, allowing water to seep out between the base of the toilet and the wax ring. This is a simplest fix for a bathroom leak. Bolts should be tightened a bit at a time alternating sides to avoid cracking or an uneven seal. If this is the problem, you shouldn’t see any more leaking.
If the leak isn’t stopped by tightening the bolts, you may need to replace the weakened wax ring. Turn off the water supply, remove the closet bolts and unseat the toilet from the floor. Remove the old wax seal and replace it. Set the toilet in place and retighten the bolts.
If you still experience a bathroom leak, the toilet itself may need to be replaced. Check for cracks or fissures in the interior of the bowl. You may resist the thought of replacing the fixture but a leaking toilet can cost much more in the way of water damage to your home. Even a slow and steady leak can cause mold or rot in the floor boards and presents the possibility water leaking into the floor below.
A reliable emergency water damage service in Lemay, MO, can help to clean up and repair the damage “Like it never even happened.” Checking things out at the first sign of trouble can prevent the destruction of an ongoing leaking toilet and keep things sound and peaceful.
Failure To Do These Two Things May Increase Chances of Flood Damage to Your Home
Make sure storm drains near your home are free of blockage. A blocked drain can cause flooding in your home.
Did you know that even if you don’t live in a flood zone, failure to perform two simple things in Mehlville, MO, may result in flooding in your home? A clogged gutter can cause storm damage to your roof, walls, windows and doors. Likewise, a clogged or blocked storm drain at the curb or sidewalk can cause water to flood on the road and onto your property.
What Steps Can Be Taken To Avoid Flood Damage From a Blocked Storm Drain?
Here are two important steps to take that may reduce your chances of damage from a blocked storm drain.
1. Discard debris properly. Always discard raked leaves, straw, twigs, etc., in trash bags or grind them for use as mulch or compost. Avoid piling them on the street for pickup by your trash service.
2. Locate your storm drains. Know where the storm drains near your home are located and periodically monitor them. If you see them covered with debris, notify your city storm water management office in Mehlville, MO, so measures can be taken to remove the debris before a storm to avoid flooding.
How Do Storm Drains Get Blocked?
Storm drains can get blocked by debris, such as twigs, leaves, pine straw, etc., when it collects on top of the grate covering the drain, preventing rainwater from draining through the debris. As a result, the water may start to pool and back up into the street and/or surrounding property. If not caught soon enough, this pooling may result in a localized flood that not only has the potential to damage the outside of your property but may damage the inside of your home as well.
Sometimes, despite your best efforts, flooding may still occur. This is when you may need the assistance of a remediation company to assess the level of damage and provide options for cleanup. Making sure that your storm drains are clear could be your first step to safeguarding your property against a storm.
Partial Losses: Making an Insurance Claim
Commercial fire loss in Oakville, MO.
Common Questions About Partial Losses At Your Commercial Property
If your business sustained a partial fire loss recently, you may be wondering what the insurance claims process will entail. Here are common questions you may have about partial losses at your commercial property.
What Qualifies as a Partial Loss?
Any damage that did not completely destroy your building but still caused destruction is considered a partial loss. Some examples include:
- Damage that necessitates replacing unharmed items to restore uniformity
- Smoke damage to carpets, walls and other surfaces
- Items that did not burn but were still damaged by the fire
It can be hard to get your insurance company to take these kinds of damages seriously. Always insist on receiving the best assistance possible when talking with your agent or claims representative.
What Claims Process Should I Follow?
Here are the steps you need to take to properly file your partial fire loss claim:
1. File your claim early. Making sure to file your claim as quickly as possible after the damage occurs will help you in the long run. You will also have a better idea of what is and isn’t covered early on.
2. Record damages and expenses. Keep all receipts from repairs, snap photos of damage and keep documentation of any other steps in the restoration process. You may need them when you try to prove your financial and property damages.
3. Get professional help. An Oakville, MO, fire restoration service should be able to help you recover from smoke damage and other types of partial losses that may occur. A reliable company will take even small areas of destruction seriously and work out a cleanup plan that works for your business.
A fire loss of any size is a terrible thing to deal with, but a partial loss can present unique challenges that may prove to be frustrating for even the most level-headed business owner. Getting a great restoration team on your side and advocating for yourself with your commercial insurance provider are your best bets to receiving quality cleanup service and getting fairly compensated for your struggles.
Make a Resolution To Protect Your Business
Water damage in a Bella Villa, MO office.
With the coming of a new year, it’s time to review the previous year, taking stock and making plans for change. When you are going through this process, remember to reevaluate your business insurance. It’s a good time to make sure your policy fits your needs, especially when it comes to water damage, which is one of the most common reasons businesses file insurance claims.
Evaluate Water and Flood Risks
Most business insurance policies will provide adequate financial protection from water damage, but here are some questions to ask yourself when reevaluating your risk:
- Could I have a sewer backup?
- Is my building in a location that is exposed to below freezing temperatures?
- How old are my sewer pipes?
- Is my roof maintained to reduce ice and water buildup?
- Have I noticed any persistent bad odors?
- Have I seen any signs of small leaks (drips, mold, etc.) that could indicate broken pipes?
- Is my building in Bella Villa, MO, in a flood zone?
These are important questions to ask yourself before contacting your insurance agent to review your policy.
Review Common Exclusions
When talking with your agent, ask about exclusions in your insurance policy. Most of the exceptions for water damage are based on the source of the damage: such as a natural flood or a failed pipe that was not properly maintained. Ask about purchasing additional coverage if you think your building is at risk for damage that isn’t part of your standard coverage.
Make a Resolution
You work hard to manage a business. By spending a short amount of time to ask yourself key questions, you will accomplish much to assess your risk for water related damages. Your insurance agent will gain a better understanding of your needs and how to help protect your business financially.
If you do have a need for water cleanup, you can work with a single source: a commercial building restoration specialist is not like other contractors that work only on certain parts such as pipes or drywall repair. These specialists have experience helping businesses with restoration from physical damages of things like floods.
Important Facts About Category 3 Water Damage
Flooded home in White House, MO.
Facts to Know About Category 3 Water Damage
If your White House, MO, home has suffered flood damage, you may not know where to begin when it comes to cleanup efforts. Floods caused by torrential storms can be especially devastating and introduce what is called black water into multiple areas of your house where it can ruin floors, drywall and furniture. If you have never dealt with an event like this before, there are several important facts you may want to learn about outdoor flood water and why you will likely need professional help to clear it away.
It May Contain Sewage
Flood water that originated from an outdoor source is typically graded as category 3, which means it is contaminated with toxins. One of the most common is sewage, which can come from a variety of sources during a flood:
- Overflowing underground sewers
- Pet feces from backyards
- Malfunctioning residential septic tanks
Water that is contaminated with sewage can make you ill if it comes into contact with your mucus membranes, so it is best to call in a professional flood damage and sewage cleanup service for help if black water enters your home.
It Can Cause Rapid Mold Growth
Once black water from an outdoor flood rushes into your home, the resulting moisture and increase in humidity can cause black mold to grow within 24 hours of the initial event. This type of mold is usually quite invasive and can grow on furniture and behind walls, especially in the case of drywall, as this building material absorbs water quickly. It is a good idea to have your home checked for mold once professionals drain it and to ask that a flood cut be performed to inspect interior walls.
Harmful Chemicals May Be Present
Category 3 water can contain chemicals from treated sewers, overflowing septic systems and other local sources. These chemicals may be caustic and will probably need to be removed by professionals who have the safety equipment and know-how to do the job safely.
When black water floods your White House, MO, home, the resulting damage can be disastrous. However, when you understand the dangers, you can keep yourself and your family safe until help arrives.
What to Include in Your Home Emergency Plan
Include the locations of building exits in your fire escape plan.
Be Prepared For An Emergency Situation
When preparing a fire escape plan for your Lemay, MO, home there are a few things you may want to include. These things can help your family be prepared for an emergency situation, and save valuable time in the event of an emergency.
1. Location of Fire Extinguishers
One important aspect of fire preparation is knowing where your tools are. Everyone in the family should know the locations of all fire extinguishers and how to properly use them. Most use the P.A.S.S. (press, aim, squeeze, and sweep) method. It’s also recommended to regularly check all extinguishers, and refill them as needed.
2. Exits and Meeting Places
You should also include the locations of building exits in your fire escape plan. Plan at least two routes out from each room in case one is blocked. Planning a safe meeting place outside the home is also advised. This will allow you to quickly ensure everyone is accounted for. Your meeting place should be a safe distance from the home where emergency personnel can easily find you. Many experts recommend choosing a marker everyone can remember such as a telephone pole.
3. Emergency Information
When preparing for the possibility of a home fire you may want to include emergency numbers in your plan. While 911 should be the first number called when a fire happens, you may also want to include doctors’ numbers, your insurance company, or the number for a fire damage restoration service. Having these numbers together may save time when you need to find them quickly.
With a fire escape plan in place for your home, you can help insure that your family knows where the emergency tools and exits are, how to use the fire extinguishers located in your home, where to meet safely, and what numbers to call. Having this information ready before an emergency happens can help save valuable time.
The 4 Don’ts of Water Damage
Water damage in Mehlville, MO.
The 4 Do's and Don'ts of Water Damage
A broken pipe creates many concerns for homeowners, and while it is instinctual to protect your belongings, that instinct can lead to injury or further damage. The list of don’ts below may help you minimize health risks while mitigating concerns over your belongings.
1. Do Not Use Electronics
While most people are preoccupied with the immediate risks to property, they may ignore the dangers of submerged outlets and water-soaked wiring. Plugging in or trying to use electrical appliances and tools may come with the threat of shock and electrocution. If you are uncertain of the safety of your home, you can seek help from a disaster specialist in the Mehlville, MO, area who can assess your property for any potential hazards.
2. Do Not Ignore Damp Fabrics
While a broken pipe can be overwhelming, you shouldn’t let it distract you from other threats to your property. Ignoring damp fabrics, for instance, can lead to mold growth, and it may also cause irreversible damage to hardwood floors and other surfaces. It is essential to remove wet materials and hang them somewhere to dry.
3. Do Not Leave Wet Dyed Items on Floors
Items like books and magazines may also stain and distress floors, countertops, and furniture. Their colorful bindings and pictures can bleed deep into porous surfaces if left to soak and dry on their own. Also, as paper is a porous substance, it can be a source of mold and mildew growth.
4. Do Not Handle Items without Protection
The buildup of water in a home can also lead to contamination, depending on the origin of the pipes. For instance, flooding from sewer lines can fill a house with black water, which is water conducive to bacteria growth. Unless you know the water classification, assume that water is contaminated and that you must wear protective clothing to handle any affected items.
A broken pipe presents many potential hazards for homeowners, and while it is easy to know what you should do, like removing excess water, it is less obvious what you should avoid. The above list of don’ts may help you avoid risks while mitigating your home repair.