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Essential Elements of Commercial Mold Cleanup

1/22/2020 (Permalink)

specialist in combating mold Mold remediation in White House, MO

The vitality of your company depends on many factors. Not only do you need a capable workforce, useful products, and a dependable customer base, but you also need to present your organization well. A professional appearance is vital. If you discover mold in your facility, you could compromise the trust that clients have in you, and your staff may not be able to work effectively. In these situations, it's important to choose the right company to do commercial mold remediation. With a good approach, you can eliminate mold quickly and carry on your White House, MO, business with minimal interruptions.

The Inspection

Even if you can only see a small amount of mold growth, you should enlist the services of a qualified professional mold removal company to investigate further. The pros have the best equipment and industry-standard techniques to thoroughly check for mold and the extent of the damage. Specialists will take the following steps during the inspection:

  • Identify the source of the mold development
  • Determine how much of your building is affected
  • Assess what interventions will be required to remove the mold

Fast-Acting Response

You can't afford to put off the mold restoration process. Professionals crews can be to your office the same day you make the call. Once the team knows what it's up against, it can work quickly but efficiently to eliminate the fungal growth from your building. The cleanup is fast, and the company will also be discreet and respectful during its efforts.

Containment and Thorough Work

The cleanup team will focus on the affected areas and will make sure the mold doesn't spread to other parts of the building. The commercial mold remediation company will also keep dust and other debris out the way of your employees so people can continue to work without distractions.
Hire the right commercial mold remediation company. You'll have peace of mind that the team is doing the job correctly the first time.

Mold and Commercial Insurance Claims

1/7/2020 (Permalink)

view of lightning over the lake Mold caused by lightning

Mold and Commercial Insurance Claims

Mold and insurance are two subjects not for the faint of heart, but a dutiful business owner or property manager must deal with these matters from time to time. It's easy to get lost in the details, but in the end, it comes down to two very important concepts: the notorious fungus exclusion, and Limited Fungus Coverage. These two issues form the basis of most commercial property policies regarding fungus removal. The first one, the fungus exclusion, makes it difficult to collect on a mold claim, while the Limited Fungus Coverage provides a small ray of hope for being reimbursed for mold damage and mold cleanup on your property in Lemay, MO.

The Fungus Exclusion

A staple of commercial insurance since the 1990s is the fungus exclusion. This exclusion is found in nearly all commercial property policies and it excludes payment for damages on a wide variety of mold-related damages. Essentially, most damages caused by mold, mildew, fungus, dry rot and bacteria, as well as fungus removal costs, will not be covered by a standard policy. Oddly enough, there are three exceptions to this:

  • Mold caused by fire and lightning
  • Mold caused by specific events such as a hailstorm, windstorm or civil commotion
  • Mold caused by other specific, named events (this is the Limited Fungus Coverage)

The Limited Fungus Coverage

Since water damage is a primary cause of a mold outbreak, this specific cause can be listed in an insurance policy. The second named cause is leaking of fire-fighting equipment, such as a faulty sprinkler system that results in damp conditions which results in mold growth. In these two instances, fungus removal and damages could be covered up to $15,000 per year. The services of a professional mold mitigation team will be covered for cleanup, restoration, and replacement of damaged materials. As always, property owners should be vigilant when purchasing commercial property insurance and make sure they have the best coverage possible.

Preparing for the Claims Process and Adjuster Visit After a Commercial Fire

12/28/2019 (Permalink)

Man with white helmet writing on a clipboard The Insurance Adjuster works closely with our team from start to finish

Preparing for the Claims Process and Adjuster Visit After a Commercial Fire

Depending on the extent of the damage, most business owners will choose to file a fire claim after experiencing such a disaster. Unfortunately, making a claim on your policy can create a lot of stress and anxiety because it is a process that most people are not familiar with. Therefore, to help you prepare for the claims process and the visit from the insurance adjuster, follow these four steps.

  1. Call your insurer
  2. Mitigate further loss
  3. Gather and maintain records
  4. Document loss

Call Your Insurer

Before you can even consider getting the ball rolling on fire restoration, you need to call your insurer and explain what happened. During this phone call, they will probably ask a few probing questions about the fire and the extent of the damage, then they will tell you that they are sending someone out to assess the property and damage.

Mitigate Further Loss

Before touching anything in your property, make sure you clear it with your insurer first, so that you do not jeopardize your fire claim. Most insurance companies expect property owners to take the necessary steps to protect their facility from further property loss. Therefore, they will probably recommend using a fire mitigation company in Mehlville, MO. Any company you work with may offer board-up or tarping services to protect your building.

Gather and Maintain Records

Next, regardless of the level of fire damage, you will need to gather any relevant records of the damaged property. Also, for any work that you need to complete before the adjuster approves your claim, make sure you keep all receipts and paperwork.

Document Loss

Last, take plenty of photographs of the damaged property. If you have any pictures or documentation of when the items were first purchased, then it may be useful to the adjuster to see those as well. Organize all of the photos and paperwork so that it makes sense.
The process for submitting a fire claim can seem overwhelming, but as with any other bureaucratic process, claims are built around a series of predictable steps. Therefore, when preparing for your claim, follow the steps above and you should be just fine.

The 3 Steps to Repairing a Commercial Roof Leak

12/17/2019 (Permalink)

Ceiling panels damaged huge hole in roof from rainwater leakage Roof leaking in Oakville, MO

The 3 Steps to Repairing a Commercial Roof Leak

A roof leak can greatly hurt your business in Oakville, MO, especially when left unattended. The water can infiltrate the building, accumulate over time and damage the foundation, as well as any devices and equipment inside. However, if you act fast and call the right professionals to handle to process, the damaged roof can be repaired and your commercial location can return to its former glory. Continue reading and learn about the several steps of the process.

1. Repairing the Roof and Ceiling

The most important step involves stopping the leak and fixing the roof before more water enters the building. A roofer can inspect for damage such as cracks and missing shingles, then start the necessary procedure to fix the area. He or she can replace the shingles, seal the cracks and use other equipment to ensure the roof can withstand the next storm or natural disaster.

2. Removing the Wet Materials

The severity of the damage in the affected area depends on how much water entered the room and how long did the roof leak before intervention. Unfortunately, most equipment, materials and even the walls and structure can get damaged beyond repair. A storm damage restoration specialist can remove the excess water in the area and help you determine what can be salvaged and what needs disposal.

3. Drying and Disinfecting the Area

Once the damaged roof is fixed and the affected items torn out and removed, the specialist will need to dry the remaining area. He or she can use natural and artificial ventilation to circulate air and dry out the room. Disinfection is also an important step, as the water can be contaminated. Proper drying and disinfection prevent mold and mildew from growing and spreading throughout the location.
When left alone, a roof leak can create greater problems, such as destroyed business equipment and mold development. Ensure the technicians handling your case follow these steps properly to restore your business.

Different Degrees of Mold Damage

12/12/2019 (Permalink)

Mold on a white wall. Call for a professional mold cleanup as soon as you notice a problem to help your home return to normal.

Nobody wants to experience a mold infestation in his or her home. Unfortunately, it can appear at any time under many different circumstances. To receive the help you need and tackle your black mold problem for good, it’s important to recognize the different types of damage that can impact your home in Oakville/Mehlville, MO. Here are the different degrees of mold damage to pay attention to and what you should do in each situation.

Level 1 Damage

Level 1 mold damage is the least severe type of damage. Unlike the other two levels, Level 1 damage is typically not a result of structural issues. If you have a first-level mold problem, you may find mold spores in the following areas:

Ceiling tiles
Wall panels

In most cases, mold appears on these surfaces due to significant changes in temperature or humidity levels. Resolving a Level 1 issue also requires a relatively simple mold cleanup process.

Level 2 Damage

The second level of damage is slightly more serious than the first level. If you’re dealing with Level 2 mold damage, the problem may have resulted from structural problems, although not necessarily. Level 2 damage can cause harm to your living space, and it’s important to have the problem remediated professionally in order to remove all signs of black mold from your home.

Level 3 Damage and Above

Any type of damage above Level 2 must be addressed as soon as possible. If you come across mold that has spread over a surface of 30 feet or more, this could be due to a serious moisture problem or an underlying structural issue.

In some situations, a mold problem that is categorized as Level 3 or above is caused by a contaminated HVAC system. Pay close attention to mold damage in your home to identify the root of the issue.

Whether you have Level 1 mold damage or a severe black mold infestation, it’s crucial to take action immediately. 

5 Ways To Prevent Your Pipes From Freezing

12/5/2019 (Permalink)

Pipe insulation Any pipes located in colder areas of your house, such as the basement or attic, should get extra insulation

5 Ways To Prevent Your Pipes From Freezing

Even if you live in a warm climate, you still have to worry about frozen pipes in your home. In fact, those who live closer to the Equator may be more vulnerable to this problem, as they may not have taken the steps necessary to protect their pipes.
If pipes get too cold, they can burst and cause severe flooding. While emergency restoration professionals can help you if a disaster occurs, you can avoid pipe freeze entirely by following the below suggestions.

Open Interior Doors

Pipes are often in cabinets that get cold in a hurry. Keep cabinet doors open so heat from the rest of the house can reach the pipes. Opening all of your interior doors can also boost the flow of heat throughout your home.

Apply Insulation

Any pipes located in colder areas of your house, such as the basement or attic, should get extra insulation. You can simply place fiberglass or foam rubber sleeves around pipes to keep them warm. You can add insulation to the ceilings or walls surrounding the pipes, as well.

Add Heating Tape

You can also use heating tape to prevent frozen pipes. This tape works best when placed on small sections of piping that you can easily monitor. Be sure to follow the instructions when using heat tape, as it can be dangerous if utilized improperly.

Keep the House Warm

Pipes are less likely to freeze in warm homes. Seal up any holes or cracks in your house that can let in cold air. You should also keep your heat on at all times, even when nobody is home.

Let the Faucet Drip

A frozen pipe bursts due to excess water pressure. You can relieve this pressure by slightly opening the faucet connected to the pipe in question.
Frozen pipes can have a disastrous effect on your Bella Villa, MO, home. Thankfully, you can avoid this issue by keeping your pipes sufficiently warm.

How To Make a Home Fire Escape Plan

12/4/2019 (Permalink)

Fire safety plan If your home ever does catch on fire, you will be thankful that you have a strategy in place.

Protecting your loved ones should be the top priority during a home fire. The best way to ensure that you and your family stay safe is to come up with a fire escape strategy. Below are some tips for making and enacting this plan.

Create a Plan

Start by drawing a floor plan of your home and noting two ways out of each room. Your map should include the locations of each smoke detector, as well. After all, a smoke alarm could alert you to the source of the blaze, allowing you to put it out before you need major fire cleanup.

As part of your fire preparation, designate a meeting place that is a safe distance away from the home. You should also make sure that everyone knows the emergency phone number and the contact information for your local fire damage cleanup specialists.

When you discuss your fire escape plan with your loved ones, emphasize that they should not go back into the building under any circumstances. Instead, they should stay back while the emergency responders do their job. Once the blaze is out, everyone can go back into the home to assess the fire damage.

Test Your Plan

You should practice your escape strategy ahead of time so everyone knows what to do during a real emergency. A run-through will also let you see any weaknesses with your plan so you can adjust it accordingly.

Keep Your Escape Routes Clear

Once you have picked and tested your escape routes, be sure not to place any furniture or boxes in front of the windows or doors you need to leave the building. You don’t want to have to waste time clearing the exits during a fire.

A fire escape plan will help keep your family safe during an emergency.

The Varieties of Winter Storms

11/12/2019 (Permalink)

snowstorm, poor visibility,slick roads and lots of traffic Winter storm in White House, MO

The Varieties of Winter Storms

A winter storm can pack a lot of fury in a short time. Not only that, but several types of storms can hit White House, MO, over the colder, darker months of winter. Cold weather can bring with it snowstorms that heap heavy snow on roofs. Wind storms have the ability to tear off shingles and even harm siding. Heavy rains hold the potential to cause localized flooding. Freezing temperatures can cause ice dams that result in a leaking roof. These are just a few of the challenges winter may throw at you and your house. Being prepared can help your situation, but there are times when the storm is too strong for your roof to withstand high winds and heavy snows.

Roof Collapse

A powerful blizzard can load hundreds of pounds of snow on your roof, causing the roof to cave in. When this happens to your home, the following steps should be a priority:

  • Make sure everyone in the home is safe
  • Locate all children, pets and those who might need help
  • Evacuate the home if necessary
  • Call emergency personnel if someone is injured
  • Move to a place of warmth if the power is out

Snow or water in the attic of the living space in your home necessitates calling in a winter storm disaster remediation team. The company can quickly assess the property damage and implement a plan for cleanup and restoration.

Home Cleanup

Any roof damage will need to be addressed to make sure no additional water enters your home. Once the area is secure, a trained cleanup crew can work on water removal and begin to make the home livable again. The final steps of the process will concentrate on ridding the home of extra moisture so mold growth does not occur.
A winter storm in White House, MO, can be a lot to handle, especially with roof damage. Remember, there are professionals available to help you and your family recover.

Quick Action Can Keep Burst Pipe Damage to a Minimum

10/21/2019 (Permalink)

Water pipe break Pipe break in Oakville, MO

As a business owner in Oakville, MO, you have likely come to expect the unexpected. When surprised with a torrent of water from a supply line leaking, quick action can keep that water from causing extensive damage. While pipe burst cleanup involves some work, it is essential to ensure a clean, productive work environment.

How It Happens

Many people may believe that a cracked or broken pipe only happens in freezing temperatures. While that is often the main culprit, it isn’t the only one.

Rust — Although plumbing pipes are built to last, they do age along with everything else. If your business operates out of an older building, it is likely that the piping used will eventually begin to rust. Even if you can’t see, the insides may be corroding and weakening.

Hard Water — Magnesium and calcium may be good for humans, but they are an enemy to plumbing. High levels of these mean you have hard water. Over time, it creates a buildup that leads to corrosion.

Improper Installation — We all hope that that the people who built a structure did things right. Unfortunately, that is not always the case. Improper soldering or a pipe connection can quickly turn into a pipe burst cleanup.

How to Handle It

While it’s always a good idea to have a professional inspect a plumbing system for worn or damaged pipes to avoid dealing with a water cleanup, timing doesn’t always work in one’s favor. If you do have to deal with supply line or pipe leak, the following steps can prevent more damage from happening.

  • Turn off the main water source.
  • Remove items from affected area.
  • Extract any standing water.
  • Vacuum any residual water.
  • Let the area thoroughly dry.
  • Clean any area affected with disinfectant.

After drying, a damage assessment can be made. Along with repairing the burst pipe, affected areas may need to be replaced to avoid mold growth and deterioration. These may include drywall, base boards, carpeting or tiles.
It’s important to remember that just because you have water flowing where it shouldn’t doesn’t mean long-term damage. If pipe burst cleanup is done properly, it can seem “Like it never even happened”.

What Types of Water Damage Are Covered By Your Homeowners Insurance?

10/21/2019 (Permalink)

Mold on ceiling insulation Mold damage in Mehlville, MO

A Few Types Of Damage You Might Be Dealing With

If a flood has occurred in your Mehlville, MO, home as the result of a broken pipe or appliance, then you will need to file an insurance claim to cover repairs. Because these can be costly, you may be wondering exactly what is included in your insurance policy. The following are a few types of damage that you might be dealing with.

1. Initial Damage

Initial damage occurs immediately after the pipe or appliance is broken, as soon as the water enters the home. This can include damage to a variety of items, such as electronics, furniture or paper items. This is almost always included in your insurance coverage, as long as the cause was not preventable.

2. Secondary Damage

Secondary damage that occurs due to the flood in your home is often included as well, as long as mitigation and repairs were performed in a reasonable time. This can include structural damage such as rotting or warped wood as well as the growth of mold and mildew.

3. Gradual Damage

If the pipe has not broken suddenly and instead caused damage through a persistent leak, then this is considered gradual damage and will likely not be included in your insurance policy. Because it is expected that the homeowner will perform proper maintenance, if you have noticed a leak and not bothered to have it repaired or you have not done regular inspections, then the insurance company may determine you are at fault.

4. Broken Pipes

Even if it was sudden and accidental, the insurance company will usually not cover the costs to fix broken pipes. This is generally seen as normal maintenance for the home, so you, as the homeowner, will more than likely be responsible for any necessary repairs or replacements.
To prevent the damage from getting worse, excessive water should be removed from your home immediately. A water damage remediation company can help fix the source of the flood, make repairs on your home and salvage many of your belongings. Luckily, your insurance will likely cover most of the costs.