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3 Things To Know About Flood Water

3/31/2020 (Permalink)

Entrance of a building flooded Flood water is classified as black water

3 Things To Know About Flood Water

When you have a storm approaching your White House, MO, business, there’s a risk of flood water, causing potential damages. Any time this is a risk it’s important to know how to handle the cleanup and repair procedures. Here are three things you may need to know about flooding when preparing to clean up any damage.

1. Flooding Can Happen a Number of Ways

There are a number of ways storm damage can lead to flooding. Gutters and downspouts can overflow flooding the roof, storm drains can back up, water can pool in low places in the yard and flow back toward the building, and windows or doors may leak.

2. Flooding is Black Water

It’s important to understand that flood water is classified as black water. This means that there is a chance the water has come in contact with fecal matter meaning it may be contaminated with bacteria. This is why any time flooding occurs it’s best to contact a professional to ensure that proper cleanup and sensitization procedures are followed.

3. A Professional Should Handle Cleanup

Anytime you have flood caused water in your business it’s highly recommended to contact a water damage restoration service. These professionals have the tools to remove the water, the training to inspect for the various damage types that may have occurred, and the ability to make any repairs. The should also be able to thoroughly clean and sanitize the space to remove and prevent the spread of any bacteria the water may have brought in.

When restoring flood damage on your company property it’s important to know the source of the flooding to ensure than there’s no further risk. It’s also important to remember that flood water falls under the black category meaning it may be contaminated. This means that it’s best to have a professional do the restoration so they can ensure the affected space has been properly cleaned as well.

3 Things You Should Know If You Find Mold In Your Home

3/29/2020 (Permalink)

Green mold close-up on a black background Mold spores settle on the surface of the building material and contents in a home or business

3 Things You Should Know If You Find Mold In Your Home

Mold can be found in a wide variety of locations. It is common for many homeowners to find green, white or black mold growing in their homes in Lemay, MO. If you have never experienced this before, you may be unsure of how you should proceed. Having some basic knowledge can help you react more appropriately.

1. What Is Mold?

Mold is a fungus or a living organism that might be considered similar to a plant. However, unlike plants, fungi do not get their energy from the sun. Instead, they absorb nutrients from organic matter. This is why you will sometimes see mold growing on old food. They spread via spores which makes it easy for them to grow in many places. While black mold may be the type that comes to mind first, there are several species of this fungus that come in different colors and textures.

2. What Causes It To Grow?

While mold spores can be found in most places, and are likely present in your home as well, they need certain conditions in order to grow into a colony. Because it needs water, you will often find this fungus growing in places with a moisture problem. Leaks, high humidity and flooding are a few things that can contribute to mold growth.

3. Will It Go Away On Its Own?

You might think that if you don’t worry too much about the mold, it will eventually just go away. Unfortunately, this is not the case. Unless mold cleanup is done and the underlying cause of the growth is addressed, mold will continue to form. It is best to have it taken care of as soon as you notice or it may spread throughout the house.
Because black mold and other varieties of the fungus will not simply go away if you ignore them long enough, you need to be proactive about its removal. The best course of action is to hire a professional mold remediation specialist. With their training and necessary equipment, they can have your home back to its previous condition quickly and safely.

Taking Care of Roof Leak Damage

3/8/2020 (Permalink)

Missing shingles on a roof When missing shingles or cracks occur, they create an opening for fluid

Three Things To Consider About Roof Leaks Repair

While many roofing companies claim that their roofs can withstand winds up to 90 mph, that doesn't necessarily factor in the complications brought on with a severe system. The shingles may be on tight, but hurricanes and tornadoes can pick up stray items, hurling them at your windows and roof, breaking pieces off that you would like to consider secure. Should this happen, a roof leak begins, often not visible in the building until awhile later. For that reason, proprietors in Mehlville, MO, should keep an eye on the rooftop, inspecting it regularly and caring for it quickly. Here are three things to consider about roof leak repairs.

1. Minimize the Damage

When missing shingles or cracks occur, they create an opening for fluid, allowing moisture to build inside the ceiling. Over time, this can create a collapse as well as expose the building to potential mold development. For this reason, have a professional look over the roofing once the storm is over, checking not only the shingles but the siding and the flash. Avoid allowing anything to build up. If something is flagged, work to cover it up quickly, avoiding further trouble. In addition, take action inside, moving valuables to other locations.

2. Tackle any Problems

Call in a water restoration company to evaluate the roof leak section, checking to see how much humidity and liquid accrued. These experts can inspect the area for bacterial and fungus growth, determining how much of the material needs to be torn out and what is safe to keep. Then, the water needs to be removed, leaving the space as dry as possible. At this point, the team can fix the initial complication as well as sanitize everything.

3. Restore the Business

The damaged roof receives mending, and now it's time for the internal rooms to get back to normal. Anything that was removed should be replaced, with furniture and assets returned. The establishment should feel like it's ready for operation.
A roof leak can hide, developing into quite the mess. Be proactive. Look for it, call for help and begin rebuilding.

4 Ways to Prepare for a Home Fire

2/28/2020 (Permalink)

Inside of a home burned Fire damage in an Oakville, MO home

Few Ways To Stay Prepared

A fire can be devastating to your Oakville, MO, home. In some cases, the flames may be small enough that you can put them out on your own. However, if the fire is large and spreads quickly, it is more important that you get your family out of the house safely. It can be helpful to create a fire escape plan to use in the event of an emergency. The following are a few ways to stay prepared.

1. Locate All Potential Exits
During a fire, it is possible that you will be unable to reach the doors that you usually use to leave your house. For this reason, make sure you know all possible ways to exit the building. On lower floors, this can include windows as well as doors. Create multiple fire escape routes to each exit.

2. Determine a Meeting Spot
If your family is not all together when a fire occurs, it can sometimes be difficult to tell who has made it out of the house and who hasn’t. Setting a designated meeting area outside the home can help. Make sure that everyone knows where to meet after exiting the building.

3. Practice Drills Regularly
An important part of fire preparation is practice. During a fire, panic can make it difficult to think clearly. If you practice often, this will help the plans stick. You should have a realistic drill at least every six months.

4. Ensure Alarms Are Working
Creating a fire escape plan may not be as helpful if your alarms are not able to alert you to a fire. You should test batteries monthly and keep the device free of dust and debris. If your alarm uses traditional batteries, these should be changed once or twice a year.
During a home fire, your safety should be your first concern. However, you may find afterward that there has been some damage to the building. If this is the case, a fire damage remediation company can perform cleanup and repairs to restore your home and belongings.

What To Know About Category 2 Water Damage

1/31/2020 (Permalink)

Wet carpet in an office Flooded office in Bella Villa, MO

What To Know About Category 2 Water Damage

If you think there’s a chance you may need a water pipe repair at your Bella Villa, MO, business then you may be wondering what to do, and what you should know before hand. One of the first things to understand is that flooding is categorized by water type. Here’s what to know if you experience a category two type water leak.

1. What The Water Categories Mean

Water is broken into three categories to help professionals know what type of restoration needs may be necessary after water damage occurs. Category one is clean water. This is typically water that has been rated safe for consumption. Category two water contains minor contaminants such as soap, cleaners, food particles, or other non-harmful substances. Category three is any water that may have come into contact with sewage.

2. What Category 2 Water Might Look Like for a Business

If you have a category two water pipe repair need at your business you may be wondering where this type of water could come from. It’s most common to see this type of water in a flooded space in areas such as the break room where there may be a dish sink or washer of some kind. It may also occur in manufacturing facilities where product need to be washed, or in restaurants around the utility or food preparation sinks.

3. What To Do About Water Damage

In the event you do experience water damage at your place of business it’s best to contact a local water damage restoration service as quickly as possible. These professionals can clean up and fix any damages left after a broken pipe, while also helping to prevent related problems such as mold.
When facing a possible water pipe repair, it’s important to know what type of water category the flooding falls under. Category two contains water that has minor contaminates such as soaps or cleaners in it. If a leak does occur it’s best to contact a restoration service to have the issue fixed as quickly as possible.

Essential Elements of Commercial Mold Cleanup

1/22/2020 (Permalink)

specialist in combating mold Mold remediation in White House, MO

The vitality of your company depends on many factors. Not only do you need a capable workforce, useful products, and a dependable customer base, but you also need to present your organization well. A professional appearance is vital. If you discover mold in your facility, you could compromise the trust that clients have in you, and your staff may not be able to work effectively. In these situations, it's important to choose the right company to do commercial mold remediation. With a good approach, you can eliminate mold quickly and carry on your White House, MO, business with minimal interruptions.

The Inspection

Even if you can only see a small amount of mold growth, you should enlist the services of a qualified professional mold removal company to investigate further. The pros have the best equipment and industry-standard techniques to thoroughly check for mold and the extent of the damage. Specialists will take the following steps during the inspection:

  • Identify the source of the mold development
  • Determine how much of your building is affected
  • Assess what interventions will be required to remove the mold

Fast-Acting Response

You can't afford to put off the mold restoration process. Professionals crews can be to your office the same day you make the call. Once the team knows what it's up against, it can work quickly but efficiently to eliminate the fungal growth from your building. The cleanup is fast, and the company will also be discreet and respectful during its efforts.

Containment and Thorough Work

The cleanup team will focus on the affected areas and will make sure the mold doesn't spread to other parts of the building. The commercial mold remediation company will also keep dust and other debris out the way of your employees so people can continue to work without distractions.
Hire the right commercial mold remediation company. You'll have peace of mind that the team is doing the job correctly the first time.

Mold and Commercial Insurance Claims

1/7/2020 (Permalink)

view of lightning over the lake Mold caused by lightning

Mold and Commercial Insurance Claims

Mold and insurance are two subjects not for the faint of heart, but a dutiful business owner or property manager must deal with these matters from time to time. It's easy to get lost in the details, but in the end, it comes down to two very important concepts: the notorious fungus exclusion, and Limited Fungus Coverage. These two issues form the basis of most commercial property policies regarding fungus removal. The first one, the fungus exclusion, makes it difficult to collect on a mold claim, while the Limited Fungus Coverage provides a small ray of hope for being reimbursed for mold damage and mold cleanup on your property in Lemay, MO.

The Fungus Exclusion

A staple of commercial insurance since the 1990s is the fungus exclusion. This exclusion is found in nearly all commercial property policies and it excludes payment for damages on a wide variety of mold-related damages. Essentially, most damages caused by mold, mildew, fungus, dry rot and bacteria, as well as fungus removal costs, will not be covered by a standard policy. Oddly enough, there are three exceptions to this:

  • Mold caused by fire and lightning
  • Mold caused by specific events such as a hailstorm, windstorm or civil commotion
  • Mold caused by other specific, named events (this is the Limited Fungus Coverage)

The Limited Fungus Coverage

Since water damage is a primary cause of a mold outbreak, this specific cause can be listed in an insurance policy. The second named cause is leaking of fire-fighting equipment, such as a faulty sprinkler system that results in damp conditions which results in mold growth. In these two instances, fungus removal and damages could be covered up to $15,000 per year. The services of a professional mold mitigation team will be covered for cleanup, restoration, and replacement of damaged materials. As always, property owners should be vigilant when purchasing commercial property insurance and make sure they have the best coverage possible.

Preparing for the Claims Process and Adjuster Visit After a Commercial Fire

12/28/2019 (Permalink)

Man with white helmet writing on a clipboard The Insurance Adjuster works closely with our team from start to finish

Preparing for the Claims Process and Adjuster Visit After a Commercial Fire

Depending on the extent of the damage, most business owners will choose to file a fire claim after experiencing such a disaster. Unfortunately, making a claim on your policy can create a lot of stress and anxiety because it is a process that most people are not familiar with. Therefore, to help you prepare for the claims process and the visit from the insurance adjuster, follow these four steps.

  1. Call your insurer
  2. Mitigate further loss
  3. Gather and maintain records
  4. Document loss

Call Your Insurer

Before you can even consider getting the ball rolling on fire restoration, you need to call your insurer and explain what happened. During this phone call, they will probably ask a few probing questions about the fire and the extent of the damage, then they will tell you that they are sending someone out to assess the property and damage.

Mitigate Further Loss

Before touching anything in your property, make sure you clear it with your insurer first, so that you do not jeopardize your fire claim. Most insurance companies expect property owners to take the necessary steps to protect their facility from further property loss. Therefore, they will probably recommend using a fire mitigation company in Mehlville, MO. Any company you work with may offer board-up or tarping services to protect your building.

Gather and Maintain Records

Next, regardless of the level of fire damage, you will need to gather any relevant records of the damaged property. Also, for any work that you need to complete before the adjuster approves your claim, make sure you keep all receipts and paperwork.

Document Loss

Last, take plenty of photographs of the damaged property. If you have any pictures or documentation of when the items were first purchased, then it may be useful to the adjuster to see those as well. Organize all of the photos and paperwork so that it makes sense.
The process for submitting a fire claim can seem overwhelming, but as with any other bureaucratic process, claims are built around a series of predictable steps. Therefore, when preparing for your claim, follow the steps above and you should be just fine.

The 3 Steps to Repairing a Commercial Roof Leak

12/17/2019 (Permalink)

Ceiling panels damaged huge hole in roof from rainwater leakage Roof leaking in Oakville, MO

The 3 Steps to Repairing a Commercial Roof Leak

A roof leak can greatly hurt your business in Oakville, MO, especially when left unattended. The water can infiltrate the building, accumulate over time and damage the foundation, as well as any devices and equipment inside. However, if you act fast and call the right professionals to handle to process, the damaged roof can be repaired and your commercial location can return to its former glory. Continue reading and learn about the several steps of the process.

1. Repairing the Roof and Ceiling

The most important step involves stopping the leak and fixing the roof before more water enters the building. A roofer can inspect for damage such as cracks and missing shingles, then start the necessary procedure to fix the area. He or she can replace the shingles, seal the cracks and use other equipment to ensure the roof can withstand the next storm or natural disaster.

2. Removing the Wet Materials

The severity of the damage in the affected area depends on how much water entered the room and how long did the roof leak before intervention. Unfortunately, most equipment, materials and even the walls and structure can get damaged beyond repair. A storm damage restoration specialist can remove the excess water in the area and help you determine what can be salvaged and what needs disposal.

3. Drying and Disinfecting the Area

Once the damaged roof is fixed and the affected items torn out and removed, the specialist will need to dry the remaining area. He or she can use natural and artificial ventilation to circulate air and dry out the room. Disinfection is also an important step, as the water can be contaminated. Proper drying and disinfection prevent mold and mildew from growing and spreading throughout the location.
When left alone, a roof leak can create greater problems, such as destroyed business equipment and mold development. Ensure the technicians handling your case follow these steps properly to restore your business.

Different Degrees of Mold Damage

12/12/2019 (Permalink)

Mold on a white wall. Call for a professional mold cleanup as soon as you notice a problem to help your home return to normal.

Nobody wants to experience a mold infestation in his or her home. Unfortunately, it can appear at any time under many different circumstances. To receive the help you need and tackle your black mold problem for good, it’s important to recognize the different types of damage that can impact your home in Oakville/Mehlville, MO. Here are the different degrees of mold damage to pay attention to and what you should do in each situation.

Level 1 Damage

Level 1 mold damage is the least severe type of damage. Unlike the other two levels, Level 1 damage is typically not a result of structural issues. If you have a first-level mold problem, you may find mold spores in the following areas:

Ceiling tiles
Wall panels

In most cases, mold appears on these surfaces due to significant changes in temperature or humidity levels. Resolving a Level 1 issue also requires a relatively simple mold cleanup process.

Level 2 Damage

The second level of damage is slightly more serious than the first level. If you’re dealing with Level 2 mold damage, the problem may have resulted from structural problems, although not necessarily. Level 2 damage can cause harm to your living space, and it’s important to have the problem remediated professionally in order to remove all signs of black mold from your home.

Level 3 Damage and Above

Any type of damage above Level 2 must be addressed as soon as possible. If you come across mold that has spread over a surface of 30 feet or more, this could be due to a serious moisture problem or an underlying structural issue.

In some situations, a mold problem that is categorized as Level 3 or above is caused by a contaminated HVAC system. Pay close attention to mold damage in your home to identify the root of the issue.

Whether you have Level 1 mold damage or a severe black mold infestation, it’s crucial to take action immediately.